How do I apply for CardZilla?

CardZilla is a credit card that we issue to you so that you can now use Zilla anywhere cards are accepted! This means you are no longer limited to buying things from merchants that are registered on Zilla. You are now able to make purchases

You are still limited to the shopping credit you were eligible for completed your registration and connected your bank account to Zilla.

We charge you a one-time 5% fee when you use CardZilla. For example, if you make a purchase of 10,000 naira using CardZilla, the total amount you pay back will be 10,500 naira. This fee will be factored into your downpayment as well; i.e. down

Yes, you can block your cards but you will need to contact support@zilla.africa to unblock them.

Since you will be able to use CardZilla anywhere, and with merchants we do not have any partnerships with, we will not be able to issue refunds or render much help with issue resolution when you pay with CardZilla.