Why was I told I have poor financial health?

Zilla is a payment solution that enables you to buy what you love now, while you pay later in instalments and at zero interest.

No, you cannot. It can only be used in Merchant stores.

At all your favourite merchant stores. You can check out a full list here. You can also apply for a Zilla credit card and use it at other eCommerce stores like Jumia. Learn about cardZilla here.

We don’t charge our shoppers any interest or fees on regular Zilla payments (outside of CardZilla) as long as you make your repayments on time.

Customers who do not have work emails can upload other proof of employment like payslips, employment letter/contract or work ID card. Please note that this method of employment verification can take up to 48 working hours, and we might reach